GuidesPaying for care

Paying for care

PACE, MSSP, and Other California Home Care Options

Updated September 16, 2026. Reviewed September 16, 2026 against public CDSS, DHCS, Medicare.gov, VA, and CareScout 2025 California tables. County wages, hours, and wait times still change. Official .gov pages decide.

How PACE, MSSP, and Community-Based Adult Services fit next to IHSS in California, with official DHCS and CDA links. Service areas and wait lists are local.

About 4 minutes to read. Based on CDSS and DHCS public program pages retrieved 2026-09-16. County offices apply these rules. Hourly rates, hour totals, and wait times are local and change.

Short answer

California runs several home-and-community-based options besides IHSS. PACE is an all-inclusive program in specific service areas. MSSP is care management that often sits next to IHSS for eligible older adults, subject to capacity. CBAS is a Medi-Cal adult day health option. Each program decides eligibility. Some cannot be combined.

Who decides

DHCS, PACE organizations, MSSP sites, managed care plans, and counties apply their own rules. CDSS and county IHSS offices run IHSS. Ask each program whether another benefit can run at the same time.

What to do next

Check the DHCS PACE plans list for your ZIP code, use CDA’s county finder for MSSP, and ask the county or Medi-Cal plan about CBAS before you drop an IHSS application.

IHSS is not the only home program

Adult children hear “Medi-Cal home care” and picture only IHSS. DHCS also publishes home and community-based options. PACE, MSSP, CBAS, and other waivers or plan services can appear in that family. Availability, ZIP codes, and wait lists are local. This page stays with programs that have clear public .gov pages.

Start from the setting. If the person can live safely in the community with a package of medical and social services, PACE might be the conversation. If they already have IHSS and need care coordination plus extra purchased supports, MSSP might be. If they need a day health program, CBAS might be. The county and the plan tell you what is open.

PACE, as DHCS describes it

The Program of All-Inclusive Care for the Elderly uses an interdisciplinary team in a PACE center to coordinate preventive, primary, acute, and long-term care. DHCS says a person must be 55 or older, live in a PACE service area, be determined to meet nursing-home level of care, and be able to live safely in the home or community at enrollment.

Check California PACE plans for counties and ZIP codes. If the ZIP code is not listed, stop. Do not drive to a center in another county and assume enrollment. PACE organizations explain how Medicare and Medi-Cal pay the package. People who are Medicare-only may have a premium conversation with the plan. Ask the plan. This page will not quote a premium.

Because PACE is all-inclusive, overlapping services such as IHSS are a real question. Ask the PACE organization what happens to an existing IHSS case if you enroll. Do not keep both timesheets going on a guess.

MSSP, as CDA describes it

The Multipurpose Senior Services Program provides social and health care management so eligible people can remain at home. CDA says participants are 60 or older, have qualifying Medi-Cal, and are certified or certifiable for skilled nursing facility placement. A team assesses and builds a care plan. Services CDA lists include care management, adult day care, minor home repair, supplemental in-home help, respite, transportation, counseling, meals, and communication services.

CDA also says most participants receive IHSS, and that the combined cost of MSSP care management and other services must stay below the cost of skilled nursing care under program rules. MSSP sites have capacity limits. Use find services in my county and ask whether the local site is accepting referrals. A wait list is a program fact, not a personal failing.

CBAS and other community options

Community-Based Adult Services is a Medi-Cal adult day health option DHCS describes for eligible people who need that level of service. Managed care plans often coordinate it. Ask the Medi-Cal plan and the county. It is not a drop-in senior center, and it is not IHSS hours moved to a building.

Other waivers and plan extras exist and change. If someone mentions a waiver name you do not recognize, look it up on DHCS and ask the county whether it is open. Do not skip IHSS because a neighbor used a different acronym ten years ago.

How to choose a door without dropping the packet

If PACE is available in the ZIP code and the person wants an all-in-one plan, call the PACE organization for a visit. If PACE is not available, keep IHSS moving and ask about MSSP and CBAS. How to pay for elder care is the wider map. Medi-Cal home care stays on the IHSS-plus-Medi-Cal path.

Bring the same facts to every intake: where the person lives, whether Medi-Cal is active, and who already helps at home. Duplicate applications that hide an existing IHSS case waste everyone’s time. Tell each program about the others.

Questions people ask

Can someone have PACE and IHSS at the same time?
Disability Rights California and DHCS materials describe PACE as an all-inclusive model. PACE provides home care similar to IHSS, and the two are generally not received together. Ask the PACE organization and the county before you assume.
Does MSSP replace IHSS?
CDA says most MSSP participants also receive IHSS. MSSP adds care management and may purchase some extra supports, within program rules and capacity. It is not a second IHSS check.
Is PACE in every California county?
No. DHCS publishes service counties and ZIP codes. If your ZIP code is not listed, PACE is not an option there.

Ask for help navigating care for a parent

Share a few details if you want help organizing IHSS paperwork so a parent can stay home. This form is for follow-up contact, not an eligibility decision. Your county IHSS office and Medi-Cal decide the case.

  • A coordinator follows up
  • County decides eligibility
  • You can stop anytime
  • Educational help

For example: starting an IHSS application, provider enrollment, or county forms. Keep medical records and diagnoses for the county packet.

Keep reading